Frequent questions

If you have questions you may find the answer below, where the most frequently asked questions is.
Or if you prefer, you can call us:

How long does it take to arrange insurance cover for a vessel?

Brokmar can provide immediate cover for a vessel, and the owner will receive the policy itself or a certificate within moments of completing the arrangement process.

Can a vessel sail without compulsory insurance?

All motor vessels must be insured, so sailing without compulsory insurance may incur a fine. Marinas tend to require it before allowing a vessel to moor within its facilities. If there is an accident and the vessel is not insured, besides any fine that may be incurred, the owner and skipper are liable for any damage caused, with the vessel itself being held as collateral.

Who can use the vessel?

The vessel may be skippered by anyone duly qualified to do so.

Where can I sail with my vessel?

The most common areas of geographical coverage are as follows: European waters, the Mediterranean Sea and outside it up to 200 miles off the Spanish and Portuguese coasts, including the crossing between the Iberian Peninsula and the Canary Islands.

Nevertheless, this scope will be restricted by any clauses contained in the master’s certificate and to the vessel’s clearance category.

Application is always to be made of the laws and regulations of the country under whose flag the vessel sails.

Is it obligatory to carry the insurance onboard?

It is advisable to have the vessel’s actual policy, but the maritime authorities will ask to see the receipt of payment, so this is the document that is actually required to avoid being fined.

The vessel sails under a foreign flag. Can it still be insured?

Yes, of course.

The vessel hasn’t received its registration number yet. Can it still be insured?

Yes, of course. All we need in this case is the Hull Identification Number (HIN).

In a few days’ time, when the owner has the definitive registration, simply notify us so that we can record it by issuing a supplement at no cost whatsoever.

The vessel is only used in summer. Can insurance be arranged for just three months?

All the policies are annual insurance contracts, and the premiums already take into account that, on average, private pleasure craft are not used for more than 30 days.

Why is it important to pay the premium by direct debit?

Policies are arranged on an annual basis and contain an automatic renewal clause. Payment by direct debit facilitates the renewal process itself and the payment of successive annual premiums.

Up to what age can a vessel be covered by fully comprehensive insurance?

Twenty years, but when a vessel’s hull is older than this, we can study each case individually. It is sometimes simply enough to submit the following:

·       Copy of the FULLY COMPREHENSIVE policy and the latest valid receipt.

·       Copy of the Certificate of Seaworthiness and, in the Spanish case, the vessel’s technical inspection (ITB in Spanish), which is an inspection conducted by a classification society (in the case of foreign flags, the equivalent document).

·       Recent photos of the vessel.

In other cases in which the vessel has a significant value, a survey or status and valuation report is to be commissioned for it.

How can I receive assistance at sea?

The company does not provide emergency phone numbers (like car insurance), so the owner needs to contact the coastguard (Salvamento Marítimo) or any other tug service by any means at its disposal to be towed into the nearest port and secure the vessel.

The policyholder is to pay for the tow, and the company will reimburse the amount paid. Brokmar will deal with the entire procedure.

The vessel takes part in regattas. Is this covered by the insurance?

The insurance DOES NOT cover this activity. When taking part in regattas, races, competitions, or other sports activities, the policy’s schedule is to include supplementary cover, with the corresponding premium surcharge to cover the added risk this involves.

What exactly does the extension for War and Industrial Action cover, and why is it important?

Loss to vessels is not covered by the insurance pool, and so, for example, to insure a vessel against a terrorist attack, such as the explosion of a bomb, this additional coverage has to be arranged.

Do you have any questions?

Or if you prefer, you can call us:

+34 944 356 780

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Why take out insurance with Brokmar?




100% SAFE

“Llevamos mas de 8 años trabajando con Brokmar de forma muy satisfactoria. Rapidez y eficiencia ya sea en la emisión de Pólizas, expedición de Certificados, o resolución de Siniestros. Nos han aportado siempre la mejor solución aseguradora a nuestras necesidades de cobertura. Recomendamos Brokmar a todos nuestros clientes y la mayoría contratan la póliza de yate ofertada por ellos.”

Azahara Rodriguez, Marivent Yachts

“Brokmar me ha demostrado siempre mucha profesionalidad y agilidad. Como Armador recomiendo 100% la conartación del seguro de barco a través de este broker.”

Antonio Lopez Berenguer, MY Pasion

“Ibizness Asset Management contrata el seguro de su flota de 4 barcos con Brokmar por tres motivos: trato personalizado, rápida respuesta y flexibilidad.  En un mercado en donde el precio mas bajo supone la estandarización y la disminución de la calidad de servicio, Brokmar se destaca por ser una alternativa viable, ofreciendo un precio de mercado junto con un servicio excelente”

Carlos Vassallo, Martins Yachts Ibiza

“La gestión del único siniestro que he tenido ha sido impecable. Me han ayudado mucho y hemos logrado cobrar todo en muy poco tiempo, para poder seguir disfrutando del barco este verano”

Gabriel Pons, SY Luna Llena

“Hace más de 8 años que trabajamos con Brokmar. Destacar su profesionalidad y conocimiento del sector náutico. Implicación, rapidez en las gestiones, asesoramiento y claridad. Todo un equipo de personas imprescindibles en cada área. No conocemos un equipo así en todo el sector de los seguros náuticos.”

Ladislao Porras, Afinan

“En la contratación del seguro de barco con BROKMAR® recibí tención ágil en la tramitación del seguro solicitado, ampliaciones y resolución de cambios eficaz, desde hace 3 años estoy satisfecha, afortunadamente nunca he tenido que dar un parte por siniestro.”

Patricia Martínez & Veith Nicklas, Sunsail Agency

“¿Por qué Brokmar? Por qué siempre están contigo, su respuesta es rápida y con las mejores soluciones. El último siniestro han estado siempre a tu lado apoyando y resolviendo para que pudiéramos disfrutar del barco en el menor tiempo posible. Han tramitado con la Compañía, con el perito e incluso con el taller que efectuaba la reparación. Seriedad, garantía y rapidez.”

Robert Baer, Pavana

“Llevamos casi una década trabajando con Brokmar y la experiencia ha sido siempre muy positiva, trato exquisito y gente predispuesta a ayudar y dar la máxima información posible, la atención es muy rápida y tienen una amplia cartera de productos donde siempre encuentras la solución para el cliente final a un precio muy competitivo.”

Carlos Villanueva, Sernautic